Refinance

Buyout Your Lease

Do you have a lease on your car, motorcycle, truck, or SUV? Is it coming due? Would you like to buy out your lease? If you like your vehicle and want to keep driving it rather than buying or leasing a new vehicle, you may want to do a lease buy out.

You normally would have to make a large balloon payment at the end of the lease if you plan to keep the vehicle. At RefiJet, we can help you buy out your lease by getting a loan rather than making a large balloon payment, giving you the ability to pay over time.

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How Does It Work?

Review monthly payment options with a RefiJet Agent

Depending on the amount you owe on the lease, you may find the monthly payment is affordable to you.

Choose the length of the loan that fits your needs

Sometimes, a longer loan can help to reduce the monthly cost.

Determine the interest that applies to the loan

You'll be offered different options to fit most needs.

Keep your car at the end of your lease!

With a new loan that meets your needs.

There’s no pre-payment penalty!

You can pay off the loan early and save even more on the interest.

Why work with RefiJet on your Lease Buyout?

Cutting-Edge Technology

Our industry-leading technology automatically and securely transfers data to get you the best rates in minutes.

Committed to Compliance

RefiJet is dedicated to following the letter of the law when it comes to compliance around consumer communications and data security.

Excellent Customer Service

With one of the highest customer service and consumer review ratings in the industry, your satisfaction is our top priority.

About Lease Buyouts

How Can You Refinance Your Lease Into an Auto Loan?

If you want to buy out your lease when it’s over, it may be easier than you realize. You could always turn in the vehicle and start the leasing process over, but for many drivers, keeping the car is your best choice. For vehicle owners interested in keeping their vehicle, you will usually have to pay one large lump sum “balloon payment” at the end of your lease. Or, you can take that residual balloon payment and finance it like a regular auto loan.

At the end of your lease, it’s important to consider the benefits of keeping your vehicle. A new vehicle will likely cost you significantly more. This is why so many drivers choose to finance their end-of-lease balloon payment.

When Is It Time to Stop Leasing?

There are benefits to leasing a car, especially if you like to change rides every few years. However, leasing isn’t ideal for everyone. In the long term, you’ll have to make a large balloon payment in order to own your car.

With a traditional auto loan, you own the car once the loan has been paid in full. With every payment, you purchase ownership and build equity in your vehicle. You can do the same thing when you finance the residual payment on your lease. This process takes your lease to a loan, and moves you from “renter” to “owner” of your vehicle.

How Does the Process of Buying-Out a Lease Work?

Lucky for you, the lease buyout process is easy. RefiJet’s experts will walk you through the process, to save you time and headache.

You can give us a call or request more information here. Our team will work with you to secure the best possible offers for buying out your lease. You don’t need to commit to the process yet, you are welcome to just explore your options. We will give you loan estimates so you’ll know what you’ll be paying and for how long.

RefiJet specializes in lease buyouts, so we can answer any questions you may have about buying out your lease. Our team is ready to handle every step of the process, including securing your new vehicle title.

What Can You Expect from the Process?

RefiJet does our best to ensure the easiest possible process when it comes to buying out your loan. We evaluate lenders for you, with your goals in mind, and match you with the best loan that you qualify for.

Here is a breakdown of our loan buyout process:

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First, we discuss the monthly payment options. Depending on the amount you owe, you may be surprised by how affordable your monthly payment could be.
Next, we will choose the loan parameters that suit your needs. A longer loan may make for a lower monthly payment, while a shorter loan will get it paid off quicker.
Then, we will discuss potential interest rates. There will be different options to fit most needs here, too.
There’s no prepayment penalty, which means you can pay off the loan early and save even more on the interest.
The entire process can be done quickly, allowing you to complete the buy-out quickly.

Learn More

Can You Lease a Used Car?

Buying a car is a substantial expense for most individuals, so the idea of leasing a vehicle may be appealing to you. The term “lease” is often linked to cars, trucks and SUVs in new condition. However, leasing a used car is certainly possible. Used car leases do exist, and they give you the opportunity to save thousands of dollars.

Why Buying Out an Auto Lease Might Be In Your Best Interest

If there is one lasting impact of the past year in American life, it has been the increased awareness of finding more opportunities for financial freedom. For some, that means starting a business instead of relying on others for their employment. For others, it has simply meant taking charge of their day-to-day or monthly budgets.

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RefiJet Partners with New Auto Refinance Broker Program

RefiJet partners with Origence to assist credit unions in gaining more auto refinance loans

Customer Reviews

LET’S GET STARTED

Talk to a Consultant

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Still Have Questions?

New & Existing Loan Applications

(800) 260-5355 or contact@refijet.com

GAP and ESC Product Inquiries

(888) 613-9161 or qc@refijet.com

Questions On Your Loan Documents

(800) 260-5355 or loancoordinators @refijet.com

Questions About Your Title

(888) 952-9506 or titling@refijet.com

Federal ESIGN Disclosure and Consent 

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The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records.

ELECTRONIC RECORDS

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Notice, loan documents and disclosures that we provide to you on behalf of any Lender, and any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.
RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).

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You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically.
If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.

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In order to receive, access and retain electronic Documents, you will need the following hardware and software: a computer, mobile device, tablet or similar device with an internet connection; a current web browser that supports HTTPS connectivity; a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); a valid email address with email software to communicate with us electronically; and an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents.
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This consent is valid until revoked by either party.
It is important that you keep your email address current with us. Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process. We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically.

System Requirements to Retain Information

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contain the PDF loan documents. You will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device. If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files.

By clicking to accept, you: acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; give your affirmative consent to our providing electronic Documents to you as described above; and confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to a secure portal to access the Documents. If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us.