If you live in a title-holding state, the borrower will have the official title document. You will need to send in the title to RefiJet to complete the refinance process. If you don’t have it, we will guide you through the process of getting a copy. Typically, to get a replacement title, you need to go to your department of motor vehicles or county tax office, depending on your state and county. Or, you might even be able to file online or send in a form to get the title in the mail. If the current lender has the title, we will handle the process of getting the title from the previous lender, who will release it directly to us as soon as that loan is paid off through the proceeds of the new refinance loan.